Don't let a lack of insurance prevent you from receiving the dental treatment you need. Victoria George DDS, offers affordable dentistry by working with a variety of dental insurance plans.
The Benefits of Good Insurance
Having good dental insurance coverage can be a big help when you need dental work — having $1,500 to $2,000 per year to cover your dental treatment can do a lot to encourage dental health. However, you have to keep in mind that insurance is not free. You must pay premiums and yearly deductibles (anything from $50 to $250) on top of the fact that insurance doesn't cover 100% of the cost (even after your deductible has been met). Typically, insurance will cover between 40% to 80%, while the rest comes out of your pocket.
You also have to be aware that your insurance might not kick in immediately. Many insurance plans have a waiting period of 6 to 12 months after you begin paying your premiums when you cannot claim any coverage, even in an emergency. You also have to be aware that almost all insurance plans have lists of which procedures they will cover and under what circumstances. Frequently, the treatment that you need will not be covered because of some mysterious insurance company rationale.
Following Fee Schedules
We always follow insurance fee schedules, even if you don't have insurance. While discussing your treatment options, we will show you the brochure from one of the insurance companies that we work with, so you can check the prices for procedures or services. You will be able to pick the treatment option that best suits your needs and financial situation. We also offer flexible monthly payment plans without third-party involvement, so that you can receive the dental treatment that you need when you need it.